Has your business been interrupted or closed due as a result of the Coronavirus and social distancing measures? If you are a business owner and have experienced a decline of business resulting in lost potential revenue, your business insurance may have coverage available.

Interrupted or shut down due to the Coronavirus?

Has your business been interrupted or closed due as a result of the Coronavirus and social distancing measures? If you are a business owner and have experienced a decline of business resulting in lost potential revenue, your business insurance may have coverage available.

Previously Lucas, Macyszyn & Dyer Law Firm helped recover millions of dollars for business owners from the Deep-Water Horizon (BP Oil) spill. We know the impact of lost revenues brought upon a business. The heavily impacted business may include:

Auto Dealerships

Auto Dealerships, in this time when many non-essential businesses are being shut down our auto dealerships are being adversely effected. New Car, used car sales are down, service is down, but your expenses are still there, overhead, floor plan and your loss of profits. During the BP crisis, we recovered Millions of dollars for our Auto Dealership clients. We understand the nuisances of business interruption insurance and we may be able to help you navigate your way through these trying times. We are here to help you.

Restaurant Owners

Currently, most if not all restaurants are closed or limited to delivery service only. These months are your most profitable months. You are losing inventory, revenues you continue to have expenses the majority of your staff has been laid off. We understand and may be able to help you navigate your losses through your business interruption insurance. We are familiar with all of the documentation that the insurance companies need to help you navigate through these trying times. During the BP crisis we were able to recover millions of dollars for our restaurant clients and we are here to help you.

All Non-Essential Business Owners

During these trying times that you are required to be closed, you are losing a lot of money. Unfortunately, because you are required to shut down your monthly bills still come in and your loss of profits amount. We can help we are experienced in reviewing your business insurance policy and can help you navigate through a business interruption claim if you qualify. We are here to help you.

What can a business interruption lawyer help with?

If your business interruption claim was denied by your business insurance, the right legal representation from Lucas, Macyszyn & Dyer Law Firm arm you with the legal experience you need.

Free Consultations and Policy Reviews

Business Interruption coverage within a business/commercial insurance policy is meant to equip your business for any potential losses due to the cause of disruption in business. Each policy is different and should be reviewed by an attorney. Our skilled legal team will seek recovery for the loss your business interruption suffered. Please gather a copy of your business policy and call our offices today for a free consultation.

Common Injuries from Bus Accidents

Bus passengers have very little protection at the time of an accident. Many buses do not have seat belts, so a collision can severely jar a passenger around – especially a young child. Passengers commonly strike the inside of the bus, including windows, walls, and floors, which can lead to several traumatic injuries. Some passengers might fall through windows or on top of one another if a bus rolls over.

Passengers are not the only ones who might suffer injuries, as a bus might collide with another car, injuring the occupants. Buses are much larger than passenger cars, so they often cause serious injuries and damage in a collision.

Common injuries that victims sustain in bus crashes include:

  • Soft tissue contusions
  • Broken bones
  • Traumatic head and brain injuries
  • Lacerations and abrasions
  • Whiplash injuries
  • Spinal cord injuries
  • Crush injuries

Following an accident, the injured victim may require significant medical care. Some injuries might heal after a few weeks or months, but they still leave behind costly medical bills. A child might miss school and fall behind if they have severe injuries. An injured adult might miss work and lose income.

Other injuries have lasting effects, and a victim might have their entire life changed by the bus crash. In tragic scenarios, bus accident victims do not survive their injuries.

If you or your child has sustained any of these injuries in a bus accident, the Tampa bus accident attorneys at Lucas, Macyszyn & Dyer Injury Firm are here to help. Our team can handle all of the legal aspects of the case while your child focuses on getting better and fully recovering from their accident-related injuries.

Responsibility for School Bus Accidents

School bus accidents in the Tampa region are an unfortunately all-too-common occurrence. Each year, over 33 percent of all traffic fatalities are school transportation-related.

Some recent news reports have shared some disturbing findings of recent school bus accidents—including that some school bus drivers continue to transport students despite having numerous prior driving offenses on their record. Some of these drivers have even caused prior crashes, yet school districts still let them get behind the wheel of a bus with young children as passengers.

Bus Drivers

Several individuals and entities might be responsible for a bus accident. First, the bus driver may be liable for the crash. Bus driver negligence is one of the most common causes of school bus accidents, and negligence can take several forms. Often, negligence involves a driver who violated a traffic law or regulation, engaged in distracted driving, or operated the bus while they were under the influence of alcohol or drugs.

School bus drivers owe their passengers a higher duty of care than other motor vehicle drivers because they transport young school children to and from school daily. They must maintain a special driver’s license, and as such, they must abide by a higher standard of care than the driver of a non-commercial vehicle. A bus driver should handle each situation as a “reasonable bus driver” would, and if they depart from this standard and cause harm, they are negligent.

Violating Traffic Laws

School bus drivers often violate this reasonable duty of care when they violate various traffic laws. For example, they might operate their buses far over the posted speed limit, fail to use a turn signal when necessary, fail to maintain the bus, or fail to yield the right-of-way at a stop sign or traffic light. When school bus drivers violate these standard traffic laws, they significantly increase the chances of an accident that leads to passenger injuries.

Distracted Driving

School bus accidents also happen when drivers engage in distracted driving. This occurs when a driver pays attention to something other than driving. A school bus driver can become distracted when they text and drive or use another electronic device.

Even having their head turned to discipline a student on the bus can divert their attention away from the road, leading to a severe collision. Even when the driver looks away for a second or two, it can be long enough for them to miss an oncoming motor vehicle or another road obstacle.

Driving Under the Influence

Finally, school bus accidents happen when bus drivers operate their vehicles under the influence of alcohol or drugs. Since bus drivers are professional drivers, they have stricter rules about impaired driving than the drivers of passenger vehicles. When a driver operates a bus while intoxicated or impaired, they significantly increase the chances that they will cause a collision.

Alcohol, in particular, can significantly impair a bus driver’s physical abilities and prevent them from seeing clearly. In addition, alcohol can delay a driver’s reaction time. As a result, the driver might not stop their bus in time to avoid a severe impact with another vehicle.

School Districts and Bus Companies

School districts are responsible for making sure they employ capable drivers who have good driving records without a history of prior driving infractions, accidents, or crimes. When school districts do not do their due diligence when hiring drivers or when they retain a problem driver, they increase the chances of an accident.

Depending on the circumstances of an accident, a school district can be on the line for negligent hiring, negligent retention, or negligent supervision over a school bus driver who later causes an accident.

School districts also might have vicarious liability if they employed the bus driver. If a separate bus company employed the driver and contracted with a school, that business might be on the hook for vicarious liability.

Repair Facilities

Entities that perform repair work on a bus must complete their job properly. When they fail to do so and a bus malfunctions in the middle of the road, a serious accident with another vehicle can occur. In many instances, it takes expert testimony at trial to prove that negligent repair work caused or contributed to a school bus accident.

Bus Part Manufacturers

Bus part manufacturers must ensure that they manufacture their products safely and they properly test their products before selling them. Steering devices, transmission systems, and braking components are especially susceptible to malfunction if manufacturers and designers do not do the necessary work beforehand.

If a bus accident victim can demonstrate—usually through expert testimony—that a collision occurred because of a defective part, the accident victim might file a claim against the responsible product manufacturer or distributor.

If your child has suffered injuries in a school bus accident that resulted from someone else’s negligence, you have legal rights and options. The skilled team of bus accident lawyers at Lucas, Macyszyn & Dyer Injury Firm can help you explore these options and can file a claim against all potentially responsible parties in your child’s case. We can then work to get your child the compensation they deserve to recover for their injuries.

Need help?

If your business has been interrupted due to the Coronavirus, please contact our offices