Filing a claim for a car crash has some challenges, as several laws could affect the claim and the potential compensation. Florida is a no-fault insurance state, meaning that a driver’s injuries are first covered by their own personal injury protection (PIP) coverage under their insurance policy. If the injuries are severe enough that the cost exceeds the PIP coverage, the victim could file a claim for the at-fault driver’s insurance to cover the remainder.
Additionally, Florida has a time limit on when a claim must be filed, commonly known as the statute of limitations. The statute of limitations to file a lawsuit against the at-fault parties is two years, and the statute of limitations that applies to your uninsured motorist claim is five years. If a claim is not filed within this window, it may be impossible to recover anything.
Any of these limitations are easy to overlook but could prevent a person from recovering the compensation they deserve. A knowledgeable lawyer could provide skillful guidance to those injured in car wrecks in Tarpon Springs.